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KreditBee: Personal Loan App app for iPhone and iPad


4.4 ( 8144 ratings )
Finance
Developer: Finnovation Tech Solutions Private Limited
Free
Current version: 1.1.9, last update: 6 months ago
First release : 13 Sep 2021
App size: 65.8 Mb

Need an urgent loan? KreditBee is the best online personal loan app that gives you money in the bank within 10 minutes. As an instant personal loan app, trusted by over 50 million users across the country, we offer a quick personal loan online with low processing fees and instant credit directly into your bank account.


Our process is 100% online, so get funds - anytime, anywhere.


~ Online personal loans between ₹1,000 to ₹4,00,000.
~ Loan interest rates range between 0% to 29.95% each year.
~ Loan tenures of 3 to 24 months.
~ APR range - 0 to 70%
~ Low transaction fees
~ Quick loans & easy EMIs


What makes KreditBee ideal for every customer?
● Quick online loans
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10-minute loan disbursal
● Manageable EMIs to repay the online loans



Features of KreditBee personal loan app
- Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.
- Easy EMIs: Repay your advance loan within 3 to 24 months.
- Paperless: Our online personal loan app requires no physical paperwork. Submit required documents online.
- Full Transparency: We maintain complete transparency with our customers.
- Convenient: Get a quick personal loan anytime, anywhere.
- Languages: English & Hindi



Why KreditBee?
● Quick Personal Loan for All Purposes and Needs: Low-interest loans to fulfil all types of instant credit needs including covering emergency expenses, consolidating debt, to funds for travel, education, shopping, wedding, home repairs, medical bills and much more.
● Flexible Interest Rates and Tenures: Online personal loans with interest rates from 0% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 3 to 24 months for loan repayment.
● Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.




Our Loan Offerings
► Flexi Personal Loan – Flexi personal loans ranging from ₹1,000 to ₹1,00,000 with repayment tenures of 3-12 months. Documents required are PAN card and proof of address.


► Personal Loan for Salaried – Personal loan for salaried individuals for loan amount of ₹10,000 to ₹4,00,000 with flexible tenure of 3 to 24 months. You need a PAN card, address proof and salary proof, to avail the loan.


► Personal Loan for Self-Employed – Personal loan for self-employed or business owners ranges between ₹5,000 to ₹1,50,000 with flexible repayment terms from 3 to 12 months. Apply online for a fast loan using PAN card and address proof.


► Purchase Loan – Transform your shopping experience with Purchase on EMI from KreditBee. Now, shop online or offline with over 2 lakh merchants for a wide range of products and convert your purchase of up to ₹2,00,000 into easy EMIs without any processing fees. Need a PAN card and address proof to apply.


Personal Loan for Salaried Individuals (Example)
■ Loan Amount: ₹400,000

■ Tenure: 24-months
■ Rate of Interest: 20% per annum
■ Processing Fee: ₹12,000 (3%)
■ Onboarding Fee for New Customers: ₹500
■ GST on Onboarding & Processing Fee: ₹2,250
■ Total Interest: ₹88,592
■ EMI: ₹20,358
■ APR: 23.33%
■ Amount Disbursed: ₹3,85,250
■ Total Repayment Amount: ₹4,88,592


Eligibility
a. Indian national
b. Over the age of 21
c. Steady monthly income


Steps to avail of an instant loan
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide your PAN number & check eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account


Contact Us
Mail: [email protected]
Call: 080-44292200/080-68534522
Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008


Download the instant personal loan app now to get an instant personal loan online!